Michigan's Independent Mortgage Broker — Real Options, Real Guidance
Whether you're buying your first home in Metro Detroit, upgrading in Grand Rapids, or refinancing anywhere in Michigan — I shop 90+ lenders to find the right loan for you.
A Loan Program for Every Michigan Borrower
As a wholesale mortgage broker, I have access to programs through 90+ lenders — so you get real options, competitive rates, and a strategy built for your situation.
FHA Loans
Government-backed loans with flexible credit requirements — a top choice for first-time Michigan home buyers.
VA Loans
Exclusive to eligible veterans and active military — one of the best mortgage benefits available to Michigan veterans.
Conventional Loans
Flexible programs for buyers with solid credit — great for primary homes, second homes, and investment properties.
Down Payment Assistance
Michigan home buyers may qualify for grants and forgivable programs that reduce or eliminate the need for a down payment.
Rate & Term Refinance
Lower your interest rate, reduce your monthly payment, or shorten your loan term on your Michigan home.
Cash-Out Refinance
Tap into your Michigan home's equity to fund renovations, consolidate debt, or invest in additional real estate.
Reverse Mortgages (HECM)
Michigan homeowners 62+ may convert home equity into funds — without giving up ownership of their home.
Construction & Renovation Loans
Finance a new build or major renovation across Michigan with programs that roll costs into your mortgage.
HELOC
A Home Equity Line of Credit gives you flexible access to your Michigan home's equity — use it when you need it.
DSCR Investor Loans
Qualify based on rental income — not personal income. Michigan investment properties with flexible guidelines.
Non-QM & Bank Statement Loans
Self-employed Michigan borrowers who can't qualify with traditional income documentation have real options here.
Jumbo Loans
Purchasing a higher-priced Michigan home above conventional loan limits? Competitive jumbo financing available.
A Michigan Mortgage Broker Who Works for You — Not a Bank
As an independent wholesale mortgage broker, I'm not tied to one lender or one product. I shop your loan across 90+ lenders to find the right fit for your credit, income, and goals.
90+ Wholesale Lenders
More lenders means more options and more competitive rates than going directly to a single bank.
Direct Access, Start to Close
You work with me personally throughout the entire process — no call centers, no handoffs.
Education-First Approach
You'll understand every option, cost, and trade-off before signing anything. No surprises.
Local Michigan Knowledge
From Southeast Michigan to the Upper Peninsula, I understand Michigan's housing market and lending landscape.
Michigan Lending at a Glance
Serving home buyers, refinance clients, and investors across the entire state of Michigan.
Serving Home Buyers & Homeowners Across Michigan
Licensed throughout the state of Michigan — from Metro Detroit to the Thumb, I help borrowers in every corner of the mitten.
Don't see your city? I'm licensed statewide — reach out and let's talk.
Getting a Michigan Home Loan Is Simpler Than You Think
Here's what the process looks like from start to closing day.
Start Your Pre-Qualification
Share basic info about your income, credit, and goals. No commitment, no hard credit pull.
Review Your Loan Options Together
We'll go over programs, estimated payments, and strategy so you move forward with confidence.
Get Pre-Approved & Find Your Home
Armed with a pre-approval letter, you can make strong offers. Sellers and agents take pre-approved buyers seriously.
Lock Your Rate & Submit Your Application
Once you're under contract, we complete the full application and lock in your interest rate.
Close & Get Your Keys
Sign your final documents, funds transfer, and you're officially a Michigan homeowner. Congratulations!